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A ray of light being refracted in a plastic block.

In optics the refractive index or index of refraction n of a substance (optical medium) is a dimensionless number that describes how light, or any other radiation, propagates through that medium. It is defined as

n=cv,

where c is the speed of light in vacuum and v is the speed of light in the substance. For example, the refractive index of water is 1.33, meaning that light travels 1.33 times slower in water than it does in vacuum. (See typical values for different materials here.)

Refraction of a light ray.

The refractive index determines how much light is bent, or refracted, when entering a material. This is the historically first use of refractive indices and is described by Snell's law of refraction, n1sinθ1=n2sinθ2, where θ1 and θ2 are the angles of incidence and refraction, respectively, of a ray crossing the interface between two media with refractive indices n1 and n2. The refractive indices also determine the amount of light that is reflected when reaching the interface, as well as the critical angle for total internal reflection and Brewster's angle.[1]

The refractive index can be seen as the factor by which the speed and the wavelength of the radiation are reduced with respect to their vacuum values: the speed of light in a medium is v=c/n, and similarly the wavelength in that medium is λ=λ0/n, where λ0 is the wavelength of that light in vacuum. This implies that vacuum has a refractive index of 1, and that the frequency (f=v/λ) of the wave is not affected by the refractive index.

The refractive index varies with the wavelength of light. This is called dispersion and causes the splitting of white light into its constituent colors in prisms and rainbows, and chromatic aberration in lenses. Light propagation in absorbing materials can be described using a complex-valued refractive index.[2] The imaginary part then handles the attenuation, while the real part accounts for refraction.

The concept of refractive index is widely used within the full electromagnetic spectrum, from x-rays to radio waves. It can also be used with wave phenomena such as sound. In this case the speed of sound is used instead of that of light and a reference medium other than vacuum must be chosen.[3]

Definition

The refractive index n of an optical medium is defined as the ratio of the speed of light in vacuum, c = Template:Val, and the phase velocity vphase of light in the medium,

n=cvphase.[1]

The phase velocity is the speed at which the crests and the phase of the wave moves, which may be different from the group velocity, the speed at which the pulse of light, or the envelope of the wave, moves.

The definition above is sometimes referred to as the absolute index of refraction to distinguish it from definitions where the speed of light in other reference media than vacuum is used.[1] Historically air at a standardized pressure and temperature have been common as a reference medium.

History

Thomas Young coined the term index of refraction.

Thomas Young was presumably the person who first used, and invented, the name "index of refraction", in 1807.[4] At the same time he changed this value of refractive power into a single number, instead of the traditional ratio of two numbers. The ratio had the disadvantage of different appearances. Newton, who called it the "proportion of the sines of incidence and refraction", wrote it as a ratio of two numbers, like "529 to 396" (or "nearly 4 to 3"; for water).[5] Hauksbee, who called it the "ratio of refraction", wrote it as a ratio with a fixed numerator, like "10000 to 7451.9" (for urine).[6] Hutton wrote it as a ratio with a fixed denominator, like 1.3358 to 1 (water).[7]

Young did not use a symbol for the index of refraction, in 1807. In the next years, others started using different symbols: n, m, and µ.[8] [9] [10] The symbol n gradually prevailed.

Typical values

Diamonds have a very high refractive index of 2.42.
Selected refractive indices at λ=589 nm. For references, see the extended List of refractive indices.
Material n
Gases at 0 °C and 1 atm
Air Template:Val
Helium Template:Val
Hydrogen Template:Val
Carbon dioxide Template:Val
Liquids at 20 °C
Water 1.333
Ethanol 1.36
Olive oil 1.47
Solids
Ice 1.309
Soda-lime glass 1.46
PMMA (Plexiglas) 1.49
Crown glass (typical) 1.52
Flint glass (typical) 1.62
Diamond 2.42

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For infrared light refractive indices can be considerably higher. Germanium is transparent in this region and has a refractive index of about 4, making it an important material for infrared optics.

Refractive index below 1

A widespread misconception is that since, according to the theory of relativity, nothing can travel faster than the speed of light in vacuum, the refractive index cannot be lower than 1. This is erroneous since the refractive index measures the phase velocity of light, which does not carry information. The phase velocity is the speed at which the crests of the wave move and can be faster than the speed of light in vacuum, and thereby give a refractive index below 1. This can occur close to resonance frequencies, for absorbing media, in plasmas, and for x-rays. In the x-ray regime the refractive indices are lower than but very close to 1 (exceptions close to some resonance frequencies).[13] As an example, water has a refractive index of Template:Val = 1 − Template:Val for x-ray radiation at a photon energy of Template:Val (0.04 nm wavelength).[13]

Negative refractive index

A split-ring resonator array arranged to produce a negative index of refraction for microwaves.

Mining Engineer (Excluding Oil ) Truman from Alma, loves to spend time knotting, largest property developers in singapore developers in singapore and stamp collecting. Recently had a family visit to Urnes Stave Church. Recent research has also demonstrated the existence of materials with a negative refractive index, which can occur if permittivity and permeability have simultaneous negative values. This can be achieved with periodically constructed metamaterials. The resulting negative refraction (i.e., a reversal of Snell's law) offers the possibility of the superlens and other exotic phenomena.

Microscopic explanation

Template:Refimprove section At the microscale, an electromagnetic wave's phase velocity is slowed in a material because the electric field creates a disturbance in the charges of each atom (primarily the electrons) proportional to the electric susceptibility of the medium. (Similarly, the magnetic field creates a disturbance proportional to the magnetic susceptibility.) As the electromagnetic fields oscillate in the wave, the charges in the material will be "shaken" back and forth at the same frequency.[14] The charges thus radiate their own electromagnetic wave that is at the same frequency, but usually with a phase delay, as the charges may move out of phase with the force driving them (see sinusoidally driven harmonic oscillator). The light wave traveling in the medium is the macroscopic superposition (sum) of all such contributions in the material: the original wave plus the waves radiated by all the moving charges. This wave is typically a wave with the same frequency but shorter wavelength than the original, leading to a slowing of the wave's phase velocity. Most of the radiation from oscillating material charges will modify the incoming wave, changing its velocity. However, some net energy will be radiated in other directions or even at other frequencies (see scattering).

Depending on the relative phase of the original driving wave and the waves radiated by the charge motion, there are several possibilities:

  • If the electrons emit a light wave which is 90° out of phase with the light wave shaking them, it will cause the total light wave to travel more slowly. This is the normal refraction of transparent materials like glass or water, and corresponds to a refractive index which is real and greater than 1.[15]
  • If the electrons emit a light wave which is 270° out of phase with the light wave shaking them, it will cause the total light wave to travel more quickly. This is called "anomalous refraction", and is observed close to absorption lines, with x-rays, and in some microwave systems. It corresponds to a refractive index less than 1. (Even though the phase velocity of light is greater than the speed of light in vacuum c, the signal velocity is not, as discussed above). If the response is sufficiently strong and out-of-phase, the result is negative refractive index discussed below.[15]
  • If the electrons emit a light wave which is 180° out of phase with the light wave shaking them, it will destructively interfere with the original light to reduce the total light intensity. This is light absorption in opaque materials and corresponds to an imaginary refractive index.
  • If the electrons emit a light wave which is in phase with the light wave shaking them, it will amplify the light wave. This is rare, but occurs in lasers due to stimulated emission. It corresponds to an imaginary index of refraction, with the opposite sign as absorption.

For most materials at visible-light frequencies, the phase is somewhere between 90° and 180°, corresponding to a combination of both refraction and absorption.

Dispersion

Light of different colors have slightly different refractive indices in water and therefore show up at different positions in the rainbow.
In a prism dispersion causes different colors to refract at different angles, splitting white light into a rainbow of colors.
The variation of refractive index with wavelength for various glasses.

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The refractive index of materials varies with the wavelength (and frequency) of light. This is called dispersion and causes prisms to divide white light into its constituent spectral colors, and explains how rainbows are formed. As the refractive index varies with wavelength, according to Snell's law, so will the refraction angle as light goes from one material to another. This makes different colors go in different directions. Dispersion also causes the focal length of lenses to be wavelength dependent. This is a type of chromatic aberration, which often needs to be corrected for in imaging systems.

In regions of the spectrum where the material does not absorb, the refractive index tends to decrease with increasing wavelength, and thus increase with frequency. This is called normal dispersion, in contrast to anomalous dispersion, where the refractive index increases with wavelength. For visible light normal dispersion means that the refractive index is higher for blue light than for red.

For optics in the visual range the amount of dispersion of a lens material is often quantified by the Abbe number V=nyellow1nbluenred. For a more accurate description of the wavelength dependence of the refractive index the Sellmeier equation can be used. It is an empirical formula that works well in describing dispersion. Sellmeier coefficients are often quoted instead of the refractive index in tables.

Because of dispersion, it is usually important to specify the vacuum wavelength at which a refractive index is measured. Typically, this is done at various well-defined spectral emission lines; for example, nD is the refractive index at the Fraunhofer "D" line, the centre of the yellow sodium double emission at 589.29 nm wavelength.

Complex index of refraction and absorption

A graduated neutral density filter showing light absorption in the upper half.

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n~=n+iκ.

Here, the real part of the refractive index n indicates the phase velocity, while the imaginary part κ indicates the amount of absorption loss when the electromagnetic wave propagates through the material.

That κ corresponds to absorption can be seen by inserting this refractive index into the expression for electric field of a plane electromagnetic wave traveling in the z-direction. We can do this by relating the wave number to the refractive index through k=2πnλ0, with λ0 being the vacuum wavelength. With complex wave number k~ and refractive index n+iκ this can be inserted into the plane wave expression as

E(z,t)=Re(E0ei(k~zωt))=Re(E0ei(2π(n+iκ)z/λ0ωt))=e2πκz/λ0Re(E0ei(kzωt)).

Here we see that κ gives an exponential decay, as expected from the Beer–Lambert law. Since intensity is proportional to the square of the electric field, the absorption coefficient becomes 4πκλ0.

κ is often called the extinction coefficient in physics although this has a different definition within chemistry. Both n and κ are dependent on the frequency. In most circumstances κ>0 (light is absorbed) or κ=0 (light travels forever without loss). In special situations, especially in the gain medium of lasers, it is also possible that κ<0, corresponding to an amplification of the light.

An alternative convention uses n~=niκ instead of n~=n+iκ, but where κ>0 still corresponds to loss. Therefore these two conventions are inconsistent and should not be confused. The difference is related to defining sinusoidal time dependence as Re(eiωt) versus Re(e+iωt). See Mathematical descriptions of opacity.

Dielectric loss and non-zero DC conductivity in materials cause absorption. Good dielectric materials such as glass have extremely low DC conductivity, and at low frequencies the dielectric loss is also negligible, resulting in almost no absorption (κ ≈ 0). However, at higher frequencies (such as visible light), dielectric loss may increase absorption significantly, reducing the material's transparency to these frequencies.

The real and imaginary parts of the complex refractive index are related through the Kramers–Kronig relations. For example, one can determine a material's full complex refractive index as a function of wavelength from an absorption spectrum of the material.

For x-ray and extreme ultraviolet radiation the complex refractive index deviates only slightly from unity and usually has a real part smaller than 1. It is therefore normally written as n~=1δ+iβ (or n~=1δiβ).[2]

Relations to other quantities

Optical path length

The colors of a soap bubble are determined by the optical path length through the thin soap film in a phenomenon called thin-film interference.

Optical path length (OPL) is the product of the geometric length d of the path light follows through a system, and the index of refraction of the medium through which it propagates, OPL=nd. This is an important concept in optics because it determines the phase of the light and governs interference and diffraction of light as it propagates.

Refraction

Refraction of light at the interface between two media of different refractive indices, with n2>n1. Since the phase velocity is lower in the second medium (v2<v1), the angle of refraction θ2 is less than the angle of incidence θ1; that is, the ray in the higher-index medium is closer to the normal.

When light moves from one medium to another as in the figure to the right, it changes direction, i.e. it is refracted. If it goes from a medium with refractive index n1 to one with refractive index n2, with an incidence angle to the surface normal of θ1, the refraction angle θ2 can be calculated from Snell's law:

n1sinθ1=n2sinθ2.

When light enters a material with higher refractive index, the angle of refraction will be smaller than the angle of incidence and the light will be refracted towards the normal of the surface. The higher the refractive index, the closer to the normal direction the light will travel. When passing into a medium with lower refractive index, the light will instead be refracted away from the normal, towards the surface.

Total internal reflection

Total internal reflection can be seen at the air-water boundary.

If there is no angle θ2 fulfilling Snell's law, i.e.,

n1n2sinθ1>1,

the light cannot be transmitted and will instead undergo total internal reflection. This occurs only when going to a less optically dense material, i.e., one with lower refractive index. To get total internal reflection the angles of incidence θ1 must be larger than the critical angle

θc=arcsin(n2n1).

Reflectivity

Apart from the transmitted light there is also a reflected part. The reflection angle is equal to the incidence angle, and the amount of light that is reflected is determined by the reflectivity of the surface. The reflectivity can be calculated from the refractive index and the incidence angle with the Fresnel equations, which for normal incidence reduces to

R=|n1n2n1+n2|2.

For common glass in air, n1=1 and n2=1.5, and thus about 4% of the incident power is reflected.[16] At other incidence angles the reflectivity will also depend on the polarization of the incoming light. At a certain angle called Brewster's angle, p-polarized light (light with the electric field in the plane of incidence) will be totally transmitted. Brewster's angle can be calculated from the two refractive indices of the interface as [1]

θB=arctan(n2n1).

Lenses

The power of a magnifying glass is determined by the refractive index of the lens.

The focal length of a lens is determined by its refractive index n and the radii of curvature R1 and R2 of its surfaces. The power of a thin lens in air is given by the Lensmaker's formula:[1]

1f=(n1)(1R11R2).

Dielectric constant

The refractive index of electromagnetic radiation equals

n=ϵrμr,

where ϵr is the material's relative permittivity, and μr is its relative permeability. For most naturally occurring materials, μr is very close to 1 at optical frequencies,[17] therefore n is approximately ϵr.

The frequency dependent dielectric constant is simply the square of the (complex) refractive index in a non-magnetic medium (one with a relative permeability of unity). The refractive index is used for optics in Fresnel equations and Snell's law; while the dielectric constant is used in Maxwell's equations and electronics.

Where ϵ~ is the complex dielectric constant with real and imaginary parts ϵ1 and ϵ2, and n and κ are the real and imaginary parts of the refractive index, all functions of frequency:

ϵ~=ϵ1+iϵ2=(n+iκ)2.

Conversion between refractive index and dielectric constant is done by:

ϵ1=n2κ2
ϵ2=2nκ
n=ϵ12+ϵ22+ϵ12
κ=ϵ12+ϵ22ϵ12.[18]

Density

File:Density-nd.GIF
Relation between the refractive index and the density of silicate and borosilicate glasses.[19]

In general, the refractive index of a glass increases with its density. However, there does not exist an overall linear relation between the refractive index and the density for all silicate and borosilicate glasses. A relatively high refractive index and low density can be obtained with glasses containing light metal oxides such as Li2O and MgO, while the opposite trend is observed with glasses containing PbO and BaO as seen in the diagram at the right.

Many oils (such as olive oil) and ethyl alcohol are examples of liquids which are more refractive, but less dense, than water, contrary to the general correlation between density and refractive index.

For gases, n1 is proportional to the density of the gas as long as the chemical composition does not change.[20] This means that it is also proportional to the pressure and inversely proportional to the temperature for ideal gases.

Group index

Sometimes, a "group velocity refractive index", usually called the group index is defined:

ng=cvg

where vg is the group velocity. This value should not be confused with n, which is always defined with respect to the phase velocity. When the dispersion is small, the group velocity can be linked to the phase velocity by the relation[21]

vg=vλdvdλ.

In this case the group index can thus be written in terms of the wavelength dependence of the refractive index as

ng=n1+λndndλ,

where λ is the wavelength in the medium.

When the refractive index of a medium is known as a function of the vacuum wavelength (instead of the wavelength in the medium), the corresponding expressions for the group velocity and index are (for all values of dispersion) [22]

vg=c(nλ0dndλ0)1.
ng=nλ0dndλ0,

where λ0 is the wavelength in vacuum.

Momentum (Abraham–Minkowski controversy)

Mining Engineer (Excluding Oil ) Truman from Alma, loves to spend time knotting, largest property developers in singapore developers in singapore and stamp collecting. Recently had a family visit to Urnes Stave Church. In 1908, Hermann Minkowski calculated the momentum of a refracted ray, p, where E is energy of the photon, c is the speed of light in vacuum and n is the refractive index of the medium as follows:[23]

p=nEc.

In 1909, Max Abraham proposed the following formula for this calculation:[24]

p=Enc.

A 2010 study suggested that both equations are correct, with the Abraham version being the kinetic momentum and the Minkowski version being the canonical momentum, and claims to explain the contradicting experimental results using this interpretation.[25]

Other relations

As shown in the Fizeau experiment, when light is transmitted through a moving medium, its speed relative to a stationary observer is:

V=cn+v(11n2)

The refractive index of a substance can be related to its polarizability with the Lorentz–Lorenz equation or to the molar refractivities of its constituents by the Gladstone–Dale relation.

Refractivity

In atmospheric applications, the refractivity is defined as N = Template:Val(n – 1).[26] The 106 factor is chosen because for air, n deviates from unity at most a few parts per ten thousand.

Molar refractivity, on the other hand, is a measure of the total polarizability of a mole of a substance and can be calculated from the refractive index as

A=Mρn21n2+2,

where ρ is the density, and M is the molecular mass.[27]

Nonscalar, nonlinear, or nonhomogeneous refraction

So far, we have assumed that refraction is given by linear equations involving a spatially constant, scalar refractive index. These assumptions can break down in different ways, to be described in the following subsections.

Birefringence

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A calcite crystal laid upon a paper with some letters showing double refraction.
Birefringent materials can give rise to colors when placed between crossed polarizers. This is the basis for photoelasticity.

In some materials the refractive index depends on the polarization and propagation direction of the light. This is called birefringence or optical anisotropy.

In the simplest form, uniaxial birefringence, there is only one special direction in the material. This axis is known as the optical axis of the material. Light with linear polarization perpendicular to this axis will experience an ordinary refractive index no while light polarized in parallel will experience an extraordinary refractive index ne. The birefringence of the material is the difference between these indices of refraction, Δn=neno. Light propagating in the direction of the optical axis will not be affected by the birefringence since the refractive index will be no independent of polarization. For other propagation directions the light will split into two linearly polarized beams. For light traveling perpendicularly to the optical axis the beams will have the same direction. This can be used to change the polarization direction of linearly polarized light or to convert between linear, circular and elliptical polarizations with waveplates.

Many crystals are naturally birefringent, but isotropic materials such as plastics and glass can also often be made birefringent by introducing a preferred direction through, e.g., an external force or electric field. This can be utilized in the determination of stresses in structures using photoelasticity. The birefringent material is then placed between crossed polarizers. A change in birefringence will alter the polarization and thereby the fraction of light that is transmitted through the second polarizer.

In the more general case of trirefringent materials described by the field of crystal optics, the dielectric constant is a rank-2 tensor (a 3 by 3 matrix). In this case the propagation of light cannot simply be described by refractive indices except for polarizations along principal axes.

In materials symultaneously lacking time-reversal and spatial inversion symmetry (for example multiferroics), refractive indices can be different even for counter-propagating light beams, which effect is termed as directional birefringence.[28]

Nonlinearity

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The strong electric field of high intensity light (such as output of a laser) may cause a medium's refractive index to vary as the light passes through it, giving rise to nonlinear optics. If the index varies quadratically with the field (linearly with the intensity), it is called the optical Kerr effect and causes phenomena such as self-focusing and self-phase modulation. If the index varies linearly with the field (which is only possible in materials that do not possess inversion symmetry), it is known as the Pockels effect.

Inhomogeneity

A gradient-index lens with a parabolic variation of refractive index (n) with radial distance (x). The lens focuses light in the same way as a conventional lens.

If the refractive index of a medium is not constant, but varies gradually with position, the material is known as a gradient-index medium and is described by gradient index optics. Light traveling through such a medium can be bent or focused, and this effect can be exploited to produce lenses, some optical fibers and other devices. Some common mirages are caused by a spatially varying refractive index of air.

Refractive index measurement

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Homogeneous media

The principle of many refractometers.

The refractive index of liquids or solids can be measured with refractometers. They typically measure some angle of refraction or the critical angle for total internal reflection. The first laboratory refractometers sold commercially were developed by Ernst Abbe in the late 19th century.[29] The same principles are still used today. In this instrument a thin layer of the liquid to be measured is placed between two prisms. Light is shone through the liquid at incidence angles all the way up to 90°, i.e., light rays parallel to the surface. The second prism should have an index of refraction higher than that of the liquid, so that light only enters the prism at angles smaller than the critical angle for total reflection. This angle can then be measured either by looking through a telescope, or with a digital photodetector placed in the focal plane of a lens. The refractive index n of the liquid can then be calculated from the maximum transmission angle θ as n=nGsinθ, where nG is the refractive index of the prism.[30]

Photo of a handheld refractometer used to measure sugar content of fruits.

This type of devices are commonly used in chemical laboratories for identification of substances and for quality control. Handheld variants are used in agriculture by, e.g., wine makers to determine sugar content in grape juice, and inline process refractometers are used in, e.g., chemical and pharmaceutical industry for process control.

In gemology a different type of refractometer is used to measure index of refraction and birefringence of gemstones. The gem is placed on a high refractive index prism and illuminated from below. A high refractive index contact liquid is used to achieve optical contact between the gem and the prism. At small incidence angles most of the light will be transmitted into the gem, but at high angles total internal reflection will occur in the prism. The critical angle is normally measured by looking through a telescope.[31]

Refractive index variations

A differential interference contrast microscopy image of yeast cells.

To measure the spatial variation of refractive index in a sample phase-contrast imaging methods are used. These methods measure the variations in phase of the light wave exiting the sample. The phase is proportional to the optical path length the light ray has traversed, and thus gives a measure of the integral of the refractive index along the ray path. The phase cannot be measured directly at optical or higher frequencies, and therefore needs to be converted into intensity by interference with a reference beam. In the visual spectrum this is done using Zernike phase-contrast microscopy, differential interference contrast microscopy (DIC) or interferometry.

Zernike phase-contrast microscopy introduces a phase shift to the low spatial frequency components of the image with a phase-shifting annulus in the Fourier plane of the sample, so that higher frequency parts of the image can interfere with the low frequency reference beam. In DIC the illumination is split up into two beams that are given different polarizations, are phase shifted differently, and are shifted transversely with slightly different amounts. After the specimen the two parts are made to interfere giving an image of the derivative of the optical path length in the direction of the difference in transverse shift.[32] In interferometry the illumination is split up into two beams by a partially reflective mirror. One of the beams is let through the sample before they are combined to interfere and give a direct image of the phase shifts. If the optical path length variations are more than a wavelength the image will contain fringes.

There exist several phase-contrast x-ray imaging techniques to determine 2D or 3D spatial distribution of refractive index of samples in the x-ray regime.[33]

Applications

Wavefronts from a point source in the context of Snell's law. The region below the gray line has a higher index of refraction, and so light traveling through it has a proportionally lower phase velocity than in the region above it.

The refractive index of a material is the most important property of any optical system that uses refraction. It is used to calculate the focusing power of lenses, and the dispersive power of prisms. It can also be used as a useful tool to differentiate between different types of gemstone, due to the unique chatoyance each individual stone displays.

Since refractive index is a fundamental physical property of a substance, it is often used to identify a particular substance, confirm its purity, or measure its concentration. Refractive index is used to measure solids (glasses and gemstones), liquids, and gases. Most commonly it is used to measure the concentration of a solute in an aqueous solution. A refractometer is the instrument used to measure refractive index. For a solution of sugar, the refractive index can be used to determine the sugar content (see Brix).

In GPS, the index of refraction is utilized in ray-tracing to account for the radio propagation delay due to the Earth's electrically neutral atmosphere. It is also used in Satellite link design for the Computation of radiowave attenuation in the atmosphere.

See also

Template:Colbegin

Template:Colend 50 year old Petroleum Engineer Kull from Dawson Creek, spends time with interests such as house brewing, property developers in singapore condo launch and camping. Discovers the beauty in planing a trip to places around the entire world, recently only coming back from .

References

43 year old Petroleum Engineer Harry from Deep River, usually spends time with hobbies and interests like renting movies, property developers in singapore new condominium and vehicle racing. Constantly enjoys going to destinations like Camino Real de Tierra Adentro.

External links

  1. 1.0 1.1 1.2 1.3 1.4 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

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  2. 2.0 2.1 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  3. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  4. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  5. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  6. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  7. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  8. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang Exponent des Brechungsverhältnisses is index of refraction
  9. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  10. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  11. Template:Cite paper
  12. Naoki Sadayori and Yuji Hotta "Polycarbodiimide having high index of refraction and production method thereof" US patent 2004/0158021 A1 (2004)
  13. 13.0 13.1 Template:Cite web
  14. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  15. 15.0 15.1 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  16. Template:Cite web
  17. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  18. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534(online pdf)
  19. Template:Cite web
  20. Template:Cite web
  21. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
  22. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  23. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  24. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  25. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  26. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  27. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
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  33. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang